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Buying your first home is a major milestone, and in today’s Hamilton real estate market, affordability remains a top concern for many buyers. A newly proposed change from the Province of Ontario could help make that first step into homeownership in Hamilton and surrounding areas more attainable. Proposed Full HST Rebate on New Homes Ontario has announced a proposal to introduce a full HST rebate on new homes priced up to $1 million for first-time homebuyers. When combined with the existing federal rebate, this could result in savings of up to $130,000 on the purchase of a newly built home. If approved, this rebate would apply to qualifying buyers purchasing new construction homes, condos, and townhomes in Hamilton, Ancaster, Dundas, Stoney Creek, and nearby communities. For first-time buyers exploring new builds in Hamilton, this proposal could significantly reduce upfront costs and improve overall affordability. Why This Matters for Hamilton Real Estate With rising construction costs and limited housing supply, many buyers have found it challenging to enter the Hamilton housing market, particularly when it comes to newly built homes. This proposed rebate is designed to ease that pressure while encouraging thoughtful growth across Ontario’s real estate markets. For local buyers, this could mean: Improved affordability for new construction homes in Hamilton More flexibility when choosing between resale and new-build options Greater confidence when buying a first home in Hamilton and surrounding areas For sellers, increased buyer confidence often translates to stronger demand, which can positively impact home values and resale activity in Hamilton neighbourhoods. What Happens Next? At this stage, the HST rebate remains a government proposal and has not yet been finalized. Eligibility requirements, implementation timelines, and qualifying property details will be confirmed as the legislation progresses. If you’re considering buying or selling a home in Hamilton, Ancaster, Dundas, or the greater Hamilton area, staying informed about market changes like this is essential when planning your next move. Learn More For a detailed breakdown of the proposed rebate and how it may apply to first-time buyers, read the full article from Royal LePage here: https://blog.royallepage.ca/province-of-ontario-proposes-full-hst-rebate-for-first-time-homebuyers-on-new-homes/ If you’re thinking about buying your first home, selling your current property, or exploring new construction opportunities in Hamilton, Colette Cooper & Associates is here to help you navigate the local market with confidence. Have questions about the Hamilton real estate market or how this proposal could affect your plans? Reach out anytime. We’re happy to help.

What Buyers and Sellers in Hamilton and Surrounding Areas Need to Know 42 Archer Way, Hamilton . MLS Listing ID: 40770217 As we moved through September, the Hamilton real estate market showed some renewed energy, particularly within the detached and semi-detached home sectors. While sales activity improved compared to August, overall transaction levels still trailed behind historical averages. With 475 homes sold, the market remained about 26% lower than long-term trends for this time of year. A Closer Look at Hamilton Real Estate Inventory & Supply Despite the uptick in sales, a noticeable increase in new listings pushed inventory levels higher. The result? A shift toward more balanced, and in some areas, oversupplied, market conditions. The months of supply rose to over five months, signalling that buyers now have more options to explore. The row home and apartment sectors reported the highest levels of oversupply, suggesting slower movement in these categories. The Dundas real estate market remained the tightest in the region, with only four months of supply, while Hamilton West showed nearly nine months, reflecting more choices for buyers in that area. 22 Dunning Court, Dundas . MLS ID: 40773869 Home Prices Across Hamilton and Surrounding Communities The unadjusted benchmark price for homes in Hamilton was $703,700 in September, holding steady month over month, but about 9% lower than last year. This trend mirrors what we’ve seen across surrounding areas like Ancaster, Stoney Creek, Mount Hope, and Caledonia, where prices have adjusted as buyers take advantage of more balanced conditions. Apartment condos led the decline, down over 11% year-over-year, offering potential opportunities for first-time buyers or investors seeking affordable entry points. Semi-detached homes fared the best, with a smaller 6% price adjustment, reflecting their continued desirability for families and downsizers alike. What This Means for Buyers and Sellers For home buyers in Hamilton, Burlington, Caledonia, and Oakville, the current market offers more breathing room and negotiation potential. With inventory on the rise and prices stabilizing, fall 2025 may be an excellent time to make a move—especially for those looking for detached homes or semi-detached options in established neighbourhoods. For home sellers in communities like Stoney Creek, Mount Hope, and Caledonia, understanding local trends is key. Well-presented properties that are priced competitively continue to attract serious buyers quickly, especially in high-demand areas like Dundas and Ancaster, where supply remains tighter. 1510 Norwood Ave, Burlington . MLS ID: Staying Informed in a Changing Market The Hamilton housing market continues to evolve, and local conditions can vary significantly between neighbourhoods. Whether you’re planning to sell your home in Burlington, buy a property in Caledonia, or invest in a condo in downtown Hamilton, having the right real estate team by your side makes all the difference. For more insights, personalized advice, or a free home evaluation, reach out to Colette Cooper & Associates – The CC Sells Team today.

Autumn has officially arrived in Ontario, and with it comes the beauty of colourful leaves, crisp air, and cozy evenings at home. For many families, fall is more than just pumpkin spice and scenic walks—it’s also the ideal season to make a move in real estate. Whether you’re looking to sell your home or find your dream property, the fall market in Hamilton and surrounding communities offers unique opportunities. Why Fall is a Great Time to Buy or Sell in Hamilton When the air turns cooler and the leaves start to fall, the real estate market in Hamilton, Ancaster, Dundas, Stoney Creek, and Mount Hope takes on a fresh rhythm. Buyers are often eager to settle into a new home before the holidays, and sellers benefit from showcasing their homes during one of the most picturesque seasons of the year. For those looking beyond Hamilton, nearby communities like Burlington, Oakville, Caledonia, and Grimsby also shine in autumn. Mature trees, charming streetscapes, and vibrant local amenities make these cities highly desirable places to live year-round. Staging Your Home for Autumn Appeal If you’re considering selling your home this fall, highlight the cozy charm of the season: Add warm throws, seasonal décor, and soft lighting to create a welcoming atmosphere. Keep your yard tidy by clearing fallen leaves and adding a few autumn planters for curb appeal. Showcase fireplaces or outdoor spaces that invite buyers to imagine gathering with family during the cooler months. These small touches can help buyers picture themselves enjoying a cozy fall evening in your home—making it stand out in the market. Exploring Homes This Season For buyers, fall offers the chance to view homes in their most inviting state. Walking through neighbourhoods in Ancaster, Dundas, or Burlington, surrounded by brilliant autumn colours, can make it easy to imagine your future lifestyle there. From modern condos in Oakville to family-friendly properties in Stoney Creek or heritage homes in Caledonia, fall provides the perfect backdrop to find your next chapter. Ready to Make a Move? Whether you’re planning to sell your property in Hamilton or purchase your dream home in Grimsby or Oakville, the fall season is full of possibilities. The beauty of Ontario in autumn makes it the perfect time to slow down, reflect, and take the next step toward your real estate goals. 🍂 What’s your favourite part of fall?  Share it with us—we’d love to know!